Student credit card NPL ratio continues to rise, the CBRC has issued new regulations prohibiting banks from issuing credit cards to underage students. Has hot moment "Campus Card" basic comprehensive suspended. However, students are a huge consumer groups, banks and how to give up a piece of "cake" mean?
According to relevant statistics, the banks have been targeting the students will have to fly around the world. Data show that students at their own expense spending power has been far more than US ordinary white-collar workers, student card market space is very impressive, and this naturally makes the bank willing to "Denver" in the education market. P>
Bank Credit Card Center, military vehicles, said: "As the highest degree of internationalization of Chinese banks, the study about to further improve financial services to promote study in credit card, help US students studying abroad . "US Bank Credit Card Center on July 23 announced that as of now, the Bank issued 24 million credit card, which issued four million overseas. P>
It is understood that, at present, the Bank of China, ICBC, Everbright, Merchants Bank and other banks have worked in New York, London and other overseas cities launched the service to open an account abroad. The Minsheng Bank issued in June last year, USs first "dual-currency credit card student theme," The card uses parents and students apply for master card apply for a way to increase the supplementary card holders repayment ability, for students studying in mainland abroad, students can enjoy education agents card service fee concessions and a variety of online payment and other foreign examination fees. P>
There are also some banks introduced credit card "credit card remote, local payment" services, overseas credit card that the child, parents also Renminbi in the Mainland. P>
undeniable, study of its credit card is convenient, safe and reliable features to attract more and more students attention. It not only eliminates the need for cumbersome procedures and a lot of money for the expenses, and need not take into account currency exchange and risk of carrying large amounts of cash. P> p>